Compare our three coverage options side-by-side to find the right protection for your team
| Benefits |
Worldwide Option
$1,000,000
Annual Limit
|
MOST POPULAR
Africa Option
$1,000,000
Annual Limit
|
Emergency Evacuation
$250,000
Annual Limit
|
|---|---|---|---|
| 24 Hour Emergency Evacuation |
Included in the overall limit, covering full medical cover
for in-hospital treatment, with costs for one escort
included
|
Included in the overall limit, covering full medical cover
for in-hospital treatment, with costs for one escort
included
(Within Africa only) |
Included in the overall limit, covering full medical cover
for in-hospital treatment, with costs for one escort
included
(Within Africa only) |
| Return of Policyholder & 3rd Party |
Economy Class Airfare to the country of residence or
evacuation location
|
||
| Mortal Remains Transportation |
$5,000 per insured person
|
||
| Local Stabilisation (In-Country) |
Included in the overall limit
|
||
| Local Road/Air Ambulance (In-Country) |
Included in the overall limit
|
||
| Air Travel and Return to Country of Residence |
Economy Class Airfare
|
||
| In-Hospital Benefits (Emergency & Non-Emergency) |
Covered for all plans:
Ward Accommodation, ICU/High Care, Theatre Fees, Prescribed
Drugs & Dressings, Surgical Procedures, Prosthesis, Blood
Transfusion, Pathology & Radiology/Scans, Physiotherapy,
Dental Treatment, Organ Transplants (Sub-limit $200,000),
Oncology Treatment (Sub-limit $75,000), Treatment for
Epidemics/Pandemics (Sub-limit $50,000), Maxilla-Facial
Surgery, Acute Renal Dialysis, Rehabilitation,
Post-Operative Care
|
||
| Maternity/Confinements |
Normal Delivery:
$2,000
per event
Caesarean Section: $2,500 per event |
Normal Delivery:
$2,000
per event
Caesarean Section: $2,500 per event |
Normal Delivery:
$2,000
per event
Caesarean Section: $2,500 per event |
| Minor Surgery |
Adenoidectomy, Adenotonsillectomy, Arthroscopy, Aspiration
of joints, Bone marrow biopsy, Breast lesion biopsy,
Bronchoscopy, Colonoscopy, Colposcopy, Cystoscopy,
Diagnostic Laparoscopy, D&C, Laryngoscopy, ERCP,
Gastroscopy, Hysteroscopy, Lumbar puncture, Cataract
removal, Pterygium removal, Tonsillectomy, Vasectomy
(Part of overall limit)
|
Adenoidectomy, Adenotonsillectomy, Arthroscopy, Aspiration
of joints, Bone marrow biopsy, Breast lesion biopsy,
Bronchoscopy, Colonoscopy, Colposcopy, Cystoscopy,
Diagnostic Laparoscopy, D&C, Laryngoscopy, ERCP,
Gastroscopy, Hysteroscopy, Lumbar puncture, Cataract
removal, Pterygium removal, Tonsillectomy, Vasectomy
(Part of overall limit)
|
Not Covered
|
| Event Limit & Policy Details |
Event limit:
$1,500,000
not exceeding
$1,000,000
per person
Primary policy for any insured event. All hospitalizations require pre-authorization. |
Event limit:
$1,500,000
not exceeding
$1,000,000
per person
Primary policy for any insured event. All hospitalizations require pre-authorization. |
Event limit:
$350,000
not exceeding
$250,000
per person
Primary policy for any insured event. All hospitalizations require pre-authorization. |
Medical Savings Account (MSA) separately added to Health Insurance Plan based on Affordability
Cashless benefits in the home country, with cashback options available
The following are not covered under any plan:
Contact our team to discuss which plan is right for your organization and get a customized quote.
Side-by-side comparison of ResQ Health insurance plans. Find the right coverage for your organisation's needs and budget.
All limits in USD unless stated otherwise. Full policy wording available upon request.
| Benefit | WorldwidePremium Plan | AfricaStandard Plan | EmergencyEssential Plan |
|---|---|---|---|
| Emergency & Evacuation | |||
| Emergency Evacuation | Unlimited | $500,000 | $250,000 |
| Road Ambulance | |||
| Air Ambulance | |||
| Repatriation of Remains | |||
| In-Hospital Care | |||
| Hospital Admission | Unlimited | $1,000,000 | Emergency Only |
| ICU / High Care | |||
| Surgery (incl. Specialist) | |||
| Organ Transplants | |||
| Out-Patient & Primary Care | |||
| GP Consultations | |||
| Prescribed Medication | |||
| Telemedicine | |||
| Dental (Emergency) | |||
| Geographic Coverage | |||
| Africa | |||
| Asia & Middle East | |||
| Europe | |||
| USA & Canada | |||
| Other | |||
| Waiting Period (Pre-existing) | 12 months | 12 months | 12 months |
| 24/7 Helpline | |||
| Direct Billing | |||
Each plan is designed for different risk profiles and budget requirements. All plans include 24/7 emergency support and direct billing at network facilities.
Maximum coverage, global reach
C-suite executives, expatriates, frequent travellers
Comprehensive cover in Africa & Asia
Managers, technical staff, regional teams
Core evacuation & crisis cover
General workforce, contractors, site-based staff
Our team can help you assess your organisation's risk profile and recommend the right plan. We'll provide a tailored quote within 24 hours.
FSP 53632 | All plans subject to underwriting and policy terms